THE SHORT ANSWER
As the backstop, yes. As the control, no. In one week Salesforce's Agent Fabric added a Model Wallet with hard limits that stop requests before costs exceed budget, cost policies that cut tokens by up to 75% in tests, and Agent Evals that quarantine an agent below a quality threshold; Snowflake's Cost Governance, per Nick El-Rayess, enforces hard limits in near real time with weekly per-user quotas and anomaly alerts across up to 50 spend cohorts; and Atlassian's Ryan Narragon cited Gartner's 150,000 agents per Fortune 500 enterprise by 2028 against 13% who believe their governance is right. Every one fires at the wallet, after the spend, and Salesforce's own worked example shows where the bill was set: a retailer swapped its order-support agent to a cheaper model and a scheduled test found the wrong answers afterwards. My version from the other side is Lesson 05's scope guard, six of nine, where the miss that cost money was top-k raised from 5 to 20 inside an allowed file, and a seventh field listing the cost-bearing keys made it seven of nine. The control is a named list of cost-bearing keys per agent (model, top-k, retries, context size, tool fan-out, schedule), a re-quote routed to the budget owner whenever a change sets one, written in cost per completed task rather than tokens. The cap stays as the backstop for the loop nobody predicted.